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Media releases

The Hon Darren Chester MP
Minister for Veterans and Defence Personnel


28 November 2019

Expanding access to low cost home insurance for veterans and members of the Australian Defence Force

More than 300,000 additional Australian Defence Force (ADF) members and veterans, including Reservists and Peacekeepers, will be able to access low cost home insurance through the Defence Service Homes Insurance.

Minister for Veterans and Defence Personnel Darren Chester said changes to eligibility will mean all current and former ADF members who have at least one days’ continuous service can access Defence Service Homes Insurance from 1 January 2020.

“The expansion of eligibility will assist in reducing the cost of living for ADF members, veterans, and their families and ensure those who have protected our interests will have peace of mind knowing their homes are protected,” Mr Chester said.

“This is particularly important for those ADF members and veterans in regional Australia and areas at high risk of cyclones and other natural catastrophes, such as northern Australia.

“As a Government, we are committed to putting veterans and their families first and the changes passed through Parliament today delivers on that commitment, providing a real benefit for a key cost-of-living expense.”

For the last 100 years, Defence Service Homes Insurance has provided affordable home insurance to eligible ADF members and veterans, and the amendments to the Defence Service Homes Act 1918 closes existing gaps in eligibility.

The home insurance offered through Defence Service Homes Insurance is comprehensive with economical premiums and includes a range of benefits such as no excess, accidental damage, and fusion of motor cover at no additional charge.

Defence Service Homes Insurance can also provide access to other personal insurance products such as contents, motor vehicle and caravan insurance. For more information, visit Defence Service Homes.


Open Arms — Veterans and Families Counselling provides support for current and ex-serving ADF personnel and their families. Free and confidential help is available 24/7. Phone 1800 011 046 (international: +61 1800 011 046 or +61 8 8241 4546) or visit